Empowering You to Make Better Lending Decisions
At Corcoran Smith, we’re committed to ensuring we negotiate the best solution for our clients’ mortgage needs. By truly understanding our clients’ situations and aspirations we will find and compare the best rates to fit their needs.
Our Lending Advice & Services
Mortgage Broker & Lending Services
At Corcoran Smith Financial, our expertise doesn’t just end at purchasing a home. As highly experienced mortgage brokers, we go above and beyond to help with all your mortgage lending needs. We'll have you covered, from first home buyer's advice to negotiating the best-fixed rate mortgage reviews for you.
First Home Buyers
Buying your first home is an exciting step for New Zealanders. We understand that the process of buying a house can be incredibly overwhelming without prior experience in the housing market.
There’s no need to go at it alone. Our expert mortgage advisers are here to help you along the way and find the best-fit offer for your situation. You can worry less about the process and focus more on jumping onto the property ladder sooner.
Investment Property Advice & Lending
Investing in property is an appealing option for many, yet the property market’s ever-changing financial landscape makes it essential to receive the best advice possible. With extensive knowledge in New Zealand property investment, our advisers can help with your investment ambitions, from second loans to more complex arrangements.
The property market’s ever-changing financial landscape makes it essential to receive the best advice possible. With extensive knowledge in New Zealand property investment, our advisers can help with your investment ambitions, from second loans to more complex arrangements.
Construction Loans
The key to a successful house building experience is a financial partner that can ensure the process is as stress-free as possible. At Corcoran Smith, our experts can help take the stress out of the process so you can focus on the important things.
New construction lending can be different to your typical home loan. If you need guidance, we recommend getting in touch with our specialist construction lending advisers. Our experience ensures you can prepare for the unexpected, and our personal connection to financial institutions will ensure you gain competitive rates.
Lending Top-Ups & Unsecured Personal Loans
Top-ups are becoming popular for current homeowners, as people want to take advantage of home loan interest rates compared to traditional personal finance options.Whether you are consolidating debt, doing home renovations, or planning for a family holiday, these types of loans could give you the extra funds you need to achieve it.
Before making any significant decisions, speak to our licensed financial adviser today. We can help you determine if a top-up to your loan or an unsecured personal loan is the right choice for you.
Refinancing Your Loan
At times, it is necessary to refinance and change lenders. Whether due to the services provided or just getting a better deal. With Corcoran Smith, we’ll make it a quick and straightforward process. We’ll help you switch to the best lender and offer to suit your individual needs.
Refinancing a mortgage or loan can be complex, and making the right decision can take a good amount of time and research. Understanding why you want to refinance is just as important as understanding how to refinance, which is where we come in. Contact us today and let’s discuss your options.
Fixed Rate Loan Reviews
If your fixed rates are expiring soon, it might be time to investigate who has the nest best rates in the market. It takes strong negotiation skills and time to obtain the best deal on your fixed rates, and not everyone has both at their disposal.
Let Corcoran Smith take care of the hard work for you. As expert negotiators, we have the skills to review your loan rates and find the best deal possible to suit your situation. Adjusting your loan could save you thousands in interest. But it’s not only about getting a better deal, it’s about structuring your loan the right way too.
Business Lending
For our business clients we offer business lending solutions that helps you achieve your business goals. Our advisors can help you with the purchase of existing businesses or commercial property.
We help businesses invest in their next big opportunity or simply get the support they need through lending for capital works and expenditure in the form of term loans or overdrafts. We understand that cash is king to keep businesses running and can help you find the best offers.
Customer testimonials
See for yourself why our customers love what we do.
Get in Touch and Let’s Discuss Your Financial Needs
Whether it’s for your KiwiSaver fund, personal or business insurance, or your home loan, contact us today for a chat about how we can help you.
